Recently, I went to the Emmett Dental Clinic to get a root canal and had to give some personal information about my insurance plan. The receptionist told me that the plan I had was outside their plans because it didn’t meet their prerequisites. I was taken back and asked why I was being denied because I am fully covered by my insurance. After explaining my situation to her, she suggested an alternative solution for me which would make it so I could get the work I need done without any problem at all.
I immediately called my insurance provider to see if they had a plan similar to what I was looking for. They didn’t have anything similar, so I moved on to search for an Emmett dentist that takes my insurance. Luckily I did find a great company with a plan very similar to what I already have. Now all I have to do is pay for it and save myself a lot of hassle.
My dentist was able to change my existing plan so I would be covered for a variety of work. This makes everything so much easier now. I no longer feel like I’m being denied because my insurance doesn’t cover certain procedures. I was completely unaware of this, so it made things go a lot smoother.
If you are in a situation where you are worried about whether or not you’ll be able to see your dentist, consider changing your plan. Even if you don’t think you’ll ever need to see a dentist, it never hurts to be prepared. If your plan denies you treatment based on preexisting conditions, you can always switch to another plan and hope that it will be accepted.
In order to switch from a plan that doesn’t cover pre-existing conditions, all you have to do is fill out an application. You will have to give your name, address, phone number, and other pertinent information. Then you’ll simply mail in the forms and wait a few days. I found that the entire process went very smoothly and took very little time. The process wasn’t difficult and I felt very comfortable throughout it all.
If you have been thinking about getting dental work done but have held off because you’re unsure of whether or not you can afford it, I strongly encourage you to take action. I have gone through a lot of issues with my teeth because of my lack of money. It’s very important that I can see the dentist that will do the best work for me. If you have dental insurance, talk it over with your dentist and see if there is anything that they can do for you. Don’t hesitate to take control of your own health.